Back At Work

Today was not bad. I tried to get as many files together as I could. I saw my co-workers and it was great being around them. Eventhough my day started out bad. Nissan gave me a two month hurricane relief grace period. So today when I attempted to resume payments, I was informed that I was put into collections. Throughout it all, Nissan recognized that it was their fault and apologized. Well that was all fine and dandy; however, this went to the credit agencies. Nissan stated that they would send a letter to the credit agencies and send me a copy of the letter reflecting their mistake. That annoyed me. I also had another problem with a Visa account of mine which I have not stopped paying despite the hurricane. I tried to use my card yesterday and it was declined. I called today to find out why and the representative said it was because my billing statements were coming back to them and they did not have an updated address. Despite my paying them, they still discontinued my services. Now when I moved into my new home, the first thing I did was call all of my creditors and give them my new address so that the billing statements could come to me. I asked him what address he had on the account and guess which one he recited. YES MY CURRENT MAILING ADDRESS!!!!!!!! He apologized for the oversight and continued my services. In addition to that, I had to fight with a hospital staff today because their representatives neglected to give me sufficient notice that if I miss my appointment, then I would be fully responsible for paying the bill. Well, the appointment was made Nov. 16. The appointment was for Nov. 17. I did not go to the appointment because I discovered my doctor who I originally saw was seeing her patients and so I did not have to pay the additional money to see a new doctor. My original doctor scheduled our appointment for Nov. 18 and I didn't think twice about the other hospital. I received written notice on Nov. 19 indicating that I had 24 hours to cancel my appointment with the other hospital or I will be fully responsible for the bill. I called the doctor's office and explained to the lady that I did not have 24 hours to do anything because the appointment was scheduled the following day it was made. Second, after speaking with three representatives in that office, none of those ladies informed me of the office policy and third, I received written notice of the policy two days after the scheduled appointment. In the legal world there is a pesky little thing called sufficient notice be it verbal or written. I had to leave a message for the department manager. I told her I should not be made to pay a bill having no sufficient notice of their department policies in order to make informed decisions. This is one I intend to fight. They might as well put me in touch with their lawyer right now. Other than that, I saw my therapist today and expressed my anger so much that she was pleased and I walked away happy. My day was good after all....